Financing with Wet Out Restoration
When disaster strikes your home or business, the last thing you should have to worry about is how you will cover the cost of getting your property back to normal. At Wet Out Restoration, we believe that financial concerns should never stand between you and a safe, fully restored property. That is why we have partnered with Regions Bank to offer flexible financing options designed to fit a range of budgets and repayment preferences.
Whether you are dealing with water damage, fire damage, mold, or storm repairs, our financing program makes it easier to move forward with confidence without putting your recovery on hold.
How To Get Started
We have made the prequalification process as straightforward as possible so you can focus on what matters most: restoring your property and your peace of mind.
Start your journey effortlessly with a soft credit pull through the PreQualify process, and then transition seamlessly into the full online application when you are ready. A soft credit pull means your credit score will not be affected when you check your eligibility, making it easy to explore your options without any commitment.
How to Prequalify:
- Use the Regions Home Improvement Financing Mobile App or apply online at prequalification.enerbank.com
- Apply over the phone by calling (800) 774-7598
- Reference our Contractor ID: 197905 when prompted during the application process
Once prequalified, you will be guided through the full online application using the information provided. The entire process is designed to be quick, convenient, and stress-free.
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Customized, Individual Approach
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Updated Technologies
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Same-Day Service
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Hablamos Español
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Licensed & Insured
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Contact Us for a Free Estimate
Protect your home or business by scheduling a professional inspection today. Our experienced team evaluates damage carefully and provides a clear plan for restoration. We handle every detail with care, cleanliness, and professionalism. Book now to get peace of mind and expert guidance for your property.
Get Financing Help for Your Restoration Project Today
At Wet Out Restoration, we have spent over a decade helping homeowners and businesses across Port St. Lucie, the Treasure Coast, Brevard County, and Palm Beach County recover from the unexpected. We know that restoration projects can come with costs that are difficult to anticipate, and we never want finances to delay a family getting back into their home or a business getting back to work.
By partnering with Regions Bank, we are able to offer real financing solutions, not just deferred payments, so you can make a confident decision about your restoration without compromise. Our team is happy to walk you through your options and answer any questions you have about the application process.
Ready to move forward? Call Wet Out Restoration at (772) 309-9506 or contact us online to get started with a free estimate and discuss your financing options today.
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"Easy Process"
It was an unbelievable easy process for something that at the time seemed impossible. Will be using wet out restoration in the future and will highly recommend!
Lee W. -
"Amazing Job"
Nathaniel was very nice and amazing at his job. He was able to explain the insurance process to me and I couldn't be any more happier!
Linda O. -
"Complete Professionalism"
Wow wow wow!! Complete professionalism. It started with Nathaniel! He handled everything with my insurance company and explained everything to me. Absolutely amazing! Thank you!!
Barbara H. -
"Pleasant and Professional"
They had Johnny on the spot. They arrived quickly and were pleasant and professional. Right now, we have fans and dehumidifiers going. Hopefully, it will be all dry soon.
Chuck E. -
"Amazing Service"
Nathaniel from Wet Out was amazing! He explained everything from start to finish concerning what needed to be done beautifully. He made me feel at ease and really took his time with me which I valued.
Elizabeth K. -
"Smooth Process"
Wow! From start to finish this was a smooth process I certainly would recommend Wet Out to all friends and family! Thank you!
Shannon S. -
"Highly Recommend"
Wet Out restoration came out today to assess our water damage. They were so professional they showed up early. Provided all the detailed information for us and we're just extremely pleased with this company and their service.
Aubrie T. -
"Timely and Professional"
Wet Out was there when I need them, on a Sunday, and really worked well with all the other vendors in order to get my Mom's project done. Very timely and professional. Highly recommend them to anyone!
Michele D.
Three Financing Options
Wet Out Restoration offers three loan products through Regions Bank so you can choose the terms that work best for your situation. Each option comes with transparent terms and a straightforward application link.
12-Month Same as Cash
Ideal for customers who can pay off their balance within a year. This option lets you get your restoration underway now and repay the full amount interest-free — as long as the balance is paid in full within 365 days of the first disbursement.
- Interest is waived if repaid in full within 365 days
- After the same-as-cash period ends, the balance converts to a fixed-rate installment loan
- Repayment terms from 24 to 132 months if converted
- 19.99% fixed APR (not to exceed 17.99% for Florida residents), effective May 2026
- Contractor fee: 5.25%
Apply for 12-Month Same as Cash
Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided, however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of May 2026, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid within 365 days of the first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement. If no payments are made during the same-as-cash period and an APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed, depending on the term. The minimum monthly payment will be no less than $50.00.
Low Monthly Payment — 9.99% APR, 5-Year Loan
Ideal for customers who want a predictable, low monthly payment spread over five years. This option offers a competitive fixed rate and a straightforward 60-month repayment term once the open line period ends.
- 9.99% fixed APR
- 60-month repayment term
- Monthly payments of $21.69 per $1,000 borrowed
- Contractor fee: 2.5%
Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 60 monthly payments of $21.69 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
Traditional Installment Loan
Ideal for customers who want maximum flexibility in repayment terms with no contractor fee. This option offers a range of APRs and the longest available repayment window, making it a versatile choice for larger projects.
- 8.99% to 24.49% fixed APR (not to exceed 17.99% for Florida residents)
- Repayment terms from 12 to 144 months
- Monthly payments from $11.49 to $30.27 per $1,000 borrowed depending on term and rate
- No contractor fee
Apply for Traditional Installment Loan
Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% to 24.49% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. Monthly payments vary from $11.49 to $30.27 per $1,000 borrowed depending on term and interest rate. The minimum monthly payment will be no less than $50.00.